Cash Back Credit Card India

Credit card offering in India may not be as vast as offered in some of the western countries. However still we do have some decent cards available.

Credit card holders tend to prefer cashback rather than reward points bcoz its more easy to understand also over period of time reward point value is reduced by most card companies.

Below is list of credit cards in India which offer cashback beware to read terms and conditions and check charges before applying for one.

1.) Kotak Trump Gold Cash BackCard:

• 10% Cashback across all restaurants
• 10% Cashback on movies tickets and plays passes
  
• Annual Fee: nil
• Catch: Cashback if monthly bill is more than Rs.6000
  
• Apply Now

2.) Hdfc Value Plus Credit Card

• 5% cash back on Railway, Hospitals, Medical stores.
• 1.50% cashback on Grocery, Dept Stores, Supermarket, Restaurants
• Catch: Cashback if monthly bill is more than Rs.10,000
• Annual Fee: nil

3) Standard chartered super value titanium

• earn 5% cashback on telecom payment.
• 1% cashback on everything else above Rs.1000
  
• Catch: Maximum cashback of Rs.500 per month and Rs150 per transaction
  
• Annual fee:750

4) Sbi Gold Card

• earn 2% cashback at grocery store
• get 2% cash back at departmental store
• one reward point on every Rs.500 spent
  
• annual fee :Rs.500 (nil if spend above Rs.50,000 in a year)

5) RBS(formerly Abn Amro Bank) one Card

• Get Cashback of 1-2% depending on your monthly usage
• Maximum cashback of Rs.500 per month
  
• Annual Fee: Rs. 595