Citibank Cash Reward Credit Card Review India

This is the best cashback card. You get cashback in terms of points. each point is worth Re.1. Only drawback of this card is annual fee of Rs.500/year.

Still I love it. One get 5points on shopping for every Rs.200 on weekends i.e. saturday and sunday. While at weekdays we get only Re.1 for every Rs.200 spend.

I look at it other way like I get 2.5% cashback on weekends and 0.5% cashback on weekdays. I try to pay most of my utiliy bills with this card ... that too on weekends. By using this card for most of my usage the average comes to around 1.5-2% cashback if both weekend and weekdays shopping is included. However points can redeemed for cashback in bill only when you have reached 500 pts.

Other benefits include bookmyshow.com offer of one plus one free movie ticket. Saved heaps because of this.

Billing of citibank is very correct to the date. No problem whatsoever. No extra charges and bill reaches home by time. I pay me bill via epay(bill desk) every month well before due date.

Unfortunately this card is closed for new users. citibank india has introduced a new card called Citi Reward Card with zero annual fees(if usage above Rs.30k in a year) but rewards and benefits are comparable to this one.